Are there astrological signs with good or bad financial habits?

Chani Nicholas says no. “Basing someone’s abilities, skills, and capacities on the sign that the sun was in when they were born is, unfortunately, a reductive way to work with astrology and is unfair to the system itself,” says Nicholas. “That being said, earth signs are known for their prudent, and practical style, but having planets in earth signs doesn’t make you have good financial habits naturally.”

chani nicholas, astrology, personal finance
Chani Nicholas | Courtesy of Chani Nicholas

Earth signs are Capricorn, Taurus, and Virgo. Nicholas adds that if someone is born with a birth chart that has planets positioned in such a way as to signify the financial wealth of an individual, she’d say that person would most likely have good financial habits.

Don’t know your sign? Online astrology resources like Cafe Astrology and can help — you’ll need your birth month, day and time (for ascendant signs). Simply put, your sun sign represents the center of you. There’s also your rising sign, or ascendant, which represents your outer self and your moon sign, which relates to your inner self.

Find nuanced personal finance information with birth charts

Birth charts, aka natal charts, can tell us details about our personalities and personal finances. Once constructed, it’ll show the positions of the planets, sun, moon, and more at the time of one’s birth, which are said to have some influence on one’s life.

Sites Cafe Astrology and offer free chart calculators — just enter your name, birth date, time of birth (if you know it), and birthplace. Keep in mind there are different systems for viewing charts — Whole Signs and Placidus. Choose which makes more sense to you! You’ll get a long report with details like your moon sign, ascendant, and what signs are in your Houses.

Here’s an example of a Placidus birth chart Wikimedia Commons user Astrobelinda made for the 44th U.S. president, Barack Obama.

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Astrobelinda via Wikimedia Commons

As you can see, this chart is divided into 12 parts — the Houses — labeled with different signs of the zodiac. Within the 12 sections are symbols that represent planets.

“The houses in our charts represent the different domains of life and are sections of the sky/zodiacal belt,” says Nicholas. “At the time of someone’s birth, we look to the eastern horizon to see what sign, and what degree of that sign, is rising upward. From that point we look at the entire 360° of the zodiacal belt and divide it up into 12 houses, representing 12 different realms of life.”

What is revealed by having certain signs in your Houses?

Houses that gives us financial information are House II which relates to money, House VI which relates to employment, and House X which relates to your career.

Nicholas says there aren’t particular signs that work best in Houses II, VI and X, but that each sign brings its own style. The planets that are in them and the planets rule these particular houses can tell you a lot — planets show you what’s taking place, houses they’re in show you where something’s taking place and the sign shows you the style in which something takes place.

“Let’s say you are Leo rising,” says Nicholas. “Your second house, the house of money/possessions, will be in Virgo. Mercury is the planet that rules Virgo, so wherever your Mercury is tells us something imperative about the nature of how you make money, what you do with it, and issues and gifts you have in relation to it.”

Another example, this writer’s House II is in Virgo. “She worries about money and is not especially generous with it unless she feels very comfortable,” says Cafe Astrology. Sounds about right for a finance writer…

Each sign does it their own way

Remember — there aren’t particular signs that work best in House II. However, the sign that is in Houses II, VI and X might say something about the style in which you manage your finances.

Astrology for personal finance

For more nuanced information, you can examine the element and modality of your sign. Each sign is divided into different categories of elements and modalities. These give details about how you operate. (Note: If your chart is in Whole Signs, your trio of Houses will be the same element.)

There’s a lot more to the elements and modalities, but below are some characteristics they’re known for.

Element types
Fire: Aries, Leo and Sagittarius. They might be spontaneous and impulsive.
Air: Gemini, Libra and Aquarius. They’re quick and animated.
Water: Cancer, Scorpio and Pisces. They’re sensitive and imaginative.
Earth: Taurus, Virgo and Capricorn. Grounded, pragmatic and practical.

Modality types
Cardinal: Aries, Cancer, Libra, and Capricorn. They are usually leaders.
Fixed: Leo, Scorpio, Aquarius, and Taurus. They are stubborn and unyielding — which isn’t always a bad thing!
Mutable: Sagittarius, Pisces, Gemini, and Virgo. They are flexible and impressionable.

When you get your chart done on sites like Cafe Astrology, it’ll come with a breakdown of what having a particular sign in your Houses of II, VI and X means. Knowing their modalities and elements, however, might give one a deeper understanding of their House II.

Further studies in astrology and money

There’s so much more to explore that cannot fit in a 900-word article. Astrology websites can offer more guidance, but you can take Nicholas’ course on House II for a deeper understanding of what astrology says about finances: “YOUR MONEY: Understanding the Power of Your Assets, Resources and Talents.” Exploring House II can reveal how you can create more abundance in your life — who doesn’t want more abundance, right?

Need more Magic Money? Read more in our series here