If you’ve found yourself in credit trouble in the past, you may think that an auto loan is out of reach. Rest assured, there are several lenders who will still work with you, even if you have bad or no credit. Here you’ll find a list of some of the most popular auto financing companies that may be able to help you out of a rough spot.

Auto Credit Express

Even if you have low credit, no credit, or have filed bankruptcy, Auto Credit Express can help. In business since 1999, they have one of the largest networks of partner dealerships in the United States. If you’ve got a monthly income of $1500, you can apply in around 3 minutes.


With MyAutoLoan.com, you refinance, you can score a loan for a new or used vehicle, or even buy out the vehicle you’re currently leasing. You can start receiving offers in as little as 4 minutes and get an online loan certificate or check within 24 hours. Their website also has free payment and interest rate calculators.

Capital One Auto Finance

Capital One has an auto finance department that offers loans on new or used vehicles, provided that you select one from their network of partner dealerships. You can pre-qualify online, where you’ll learn what your monthly payments would be and what sort of interest you’d be charged. They do require a monthly income of $1,500- $1,800 and offer term lengths of up to 72 months.


Whether you’re a first-time buyer or just dealing with bad credit, Car.Loan.com offers free, no-obligation applications that can help you figure out where you stand. Since 1993, the company has specialized in auto-loans for those who have found themselves in financial jams. Affordable payments and same day approval are available.


RoadLoans.com is an online auto lender that will accept borrowers regardless of their credit status. They offer financing for both new and used cars, with the condition that you must purchase them form a dealership. Once your application is approved, you can pick out the car you want and RoadLoans will work with the dealer you chose to complete your purchase.