At the moment, impulse shopping can be a lot of fun. When your credit card bill comes around, that’s a different story. Luckily, we’ve gathered a few tips and tricks to reduce compulsive buys as much as possible. Stick to these pointers, and your budget will thank you.

Track Every Dollar

The first step in reducing your spending is to track where your money goes. You can use an app, computer program, or even paper and pencil to write down how much money is coming in and out each month. This will help you gauge which spending categories you need to cut down on.

Write Down Your Goals.

If you have specific spending or budget goals, write them down. Not only will writing down your goals help you remember them, it’ll help you stick to them too. Keep a copy of your goals in your wallet. The next time you get an urge to buy something frivolous, reach for your goal list and reconsider whether the purchase is really worth it.

Stick To Cash

It’s way easier to spend more money when you use credit or debit cards. It’s a much different story when you actually see the cash being removed from your wallet. Take out your monthly spending allowance in cash and you’ll be less likely to binge on a shopping spree.

Leave The Plastic At Home

If you want to take spending only cash a step further, leave all your debit and credit cards at home when you go out. Removing your cards from your wallet will reduce the temptation to charge unnecessary things, such as (another) new pair of shoes or a spontaneous happy-hour trip.

Avoid Serial Shopping Friends

Your friends can be your biggest influencers and your biggest cash drainers. If you have friends who spend money frivolously, suggest plans that don’t require much spending. However, if they’re willing to cover the bill for dinner, drinks, and a night on the town, that’s fair game.