If you live somewhere prone to hurricanes, earthquakes, flooding, etc., listen up. Before you bolt out the door at the first sign of danger, you need to take a few documents with you. Let’s dive in.
What Documents Do I Need?
Some of these items, you’ll probably already have on hand. For example:
- Driver’s license
- Credit cards
- Health insurance ID
However, you should also take with you a list of contact numbers for all the following:
- Key family members
- Your doctor/dentist/health specialist
- Your lawyer
- Your insurance providers
You get the idea! Yes, you probably have them saved on your phone. However, during a natural disaster, the power might go out, leaving you unable to charge your cell phone. Having these contact numbers on paper is the only way to ensure your access to them during an emergency.
Keep A File At The Ready
If you haven’t already, get a file and put all your documents in there, so you can grab it at a moments notice.
Include all the below:
- Your ID records (driver’s license, birth certificate, passport, social security, etc.) You’ll need these for contacting your bank to change your address (even if its just a temporary move).
- Your insurance policies (home and auto). In addition to these, you’ll need an inventory of your belongings. When you take out home insurance, create a list of everything you own and take pictures to prove it.
You’ll be thankful you prepared all this when you make an insurance claim.
Statements from all of the below:
- Credit cards
- Your broker
- Retirement plan
- Car loans
- Student loans
- Mortgage repayments
- Utility bills
Why Is All This Necessary?
The above documents state both your account number and contact information, which is essential if you have to evacuate. You’ll need to inform all the necessary organizations of your temporary address, so they’ll know where to send your bills.
This helps to ensure you’re not overcharged for a property you’re not using. You’ll have enough to handle during a disaster, without adding this to your list of troubles!