Anyone who’s traveled before knows that vacations can be expensive. From flights to hotels to entertainment, it can be easy to finance your adventure with the swipe of a credit card. However, jetting off to your dream destination doesn’t have to break the bank. Here are a few ways you can plan the trip of a lifetime, all while remaining debt-free.

Strategic Saving

If you haven’t established a vacation fund, now’s the time. The easiest way to build up vacation savings is to create a separate savings account for future trips. Then, set up automatic transfers from your checking account every month.

Even saving as little as $25 per month will help. Be sure to save enough for spending cash while you’re away, as well as hotels and flights.

Work Your Credit Cards

It’s no secret that credit cards come with certain perks. These perks can be even more beneficial if you use them for your vacation. If you have cash back rewards on your card, use your credit card responsibly and let rewards build up. Then, you can use them for spending money on your trip.

If you’re in the market for a new credit card, consider one with a nice introductory bonus. Chances are, you’ll come close to spending the required amount for the vacation, so why not rake in a $100 bonus in the process?

Search For Travel Steals

Different sites, such as Google Flights, will actually track dates when flights to your dream destination are the cheapest.

To cash in on this even more, you can enter the cheapest flight dates into travel websites such as Expedia to bundle your hotel and flight. By bundling your travel deals, you’ll save loads of money while having your entire itinerary all in one place. Hassle free and debt free — what more could a traveler want?