Daily habits to create financial success in 2019
As we settle into 2019, many of us are probably starting to work on our resolutions and goals for the upcoming year. Some of those goals might include doing better in your financial life — who doesn’t want to improve their finances? Here are a few daily habits you can work on to help create financial success this year.
Impulse-buying almost always ends in regret—try to avoid it as much as you can. One good tip is to try to sleep on financial decisions as much as you can, giving yourself some time to think on whether you really need to make that purchase. Thinking it over will usually result in a much better financial decision, and a lot less regret later.
Always keep learning
This one might seem a little odd, but it’s actually one of the best ways to create financial success. Keep learning and improving on job skills, and keep an open eye for networking and business opportunities. Getting a promotion or finding a better work opportunity usually means a better salary, which gets you on the road to financial success.
Automation is your friend
Sign up for things that will automatically put money towards your goals; this way, you don’t even have to think about them. Automatically sending a portion of your paycheck each month to a savings account, for example, or signing up for an automated workplace retirement fund can help keep your finances on track with minimal effort.
Track, track, track
An important step of increasing financial success is keeping close track of all your income and spending habits. This helps you keep an eye on what you’re spending and can also help you create and monitor a budget to stick to. There are apps that can help you track your finances, too, if you want to make this step even easier.
Be grateful for what you have already
One of the most important steps of financial success is being grateful for things you already own. This will limit your impulse-buying, and minimize unnecessary buying in general, plus it will allow you to feel more satisfied in your daily life, not just in your financial life. It may seem like a small step, but it can lead to great financial success for this upcoming year.