Personal finance books that will actually help you achieve financial freedom
A trip down the personal finance aisle of most bookstores can be more than enough to overwhelm many people. Even the best intentions of getting your financial life in order won’t get you very far unless you can figure out where to start. That’s why we’ve pulled together a collection of some of the best personal finance books that will actually help you move towards your goals of financial independence. Whether you’re looking for books on how to get out of debt or want to learn how to develop and stay on a budget, you’ll find something here for everyone.
Get Money: Live the Life You Want, Not Just the Life You Can Afford – Kristin Wong
If you think of personal finance books as long, dreary reads that nobody really enjoys, then check this one out. Author Kristin Wong revolutionizes old approaches to money management by turning it into a game, via this book full of fun challenges. Rather than financial buzzwords and complicated strategies, you’ll find down to earth humor and actionable steps to make money fun again.
The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish – Rich-David Bach
If you dream of one day retiring with a substantial amount of money in the bank, then The Automatic Millionairewill offer you a one-step plan that can help you reach your goals. Author David Bach zones in on the power of automated saving and investing, a strategy that takes the complexity out of making your money work for you. Best of all, you don’t even have to make a great deal of money to get started.
Your Money or Your Life: 9 Steps To Transforming Your Relationship With Money and Achieving Financial Independence – Joe Dominguez and Vicki Robin
If your relationship with money is feeling a little dysfunctional, then Your Money or Your Life is a great book to help set things right. Personal finance advisors Joe Dominguez and Vicki Robin outline 9 easy steps that can help you reexamine the ways you think about money. They explain that money is really the financial value that we allow to be placed on our time. They then go on to discuss ways to prioritize getting the most out of the energy you put into earning.
The Total Money Makeover: A Proven Plan for Financial Fitness – Dave Ramsey
If you’ve found yourself stuck in a seemingly endless cycle of debt, then this modern classic by Dave Ramsey is a great way to begin plotting your escape. This simple guide can help you get on a budget, pay off your debts, and stay financially free for good. Rather than a complete overhaul, Ramsey presents a series of “baby steps” that keep the process of paying off debt from becoming overwhelming.
The Millionaire Next Door: The Surprising Secrets of America’s Wealthy – Thomas J. Stanley & William D. Danko
The Millionaire Next Door is a fascinating look into the common traits of millionaires, as studied by two business professors. Not only will you learn what seven traits that millionaires tend to have in common, but you may also end up with a whole new idea of how they live altogether. As the book reveals, not all millionaires are movie stars or CEOs who have insanely high-paying jobs. As it turns out, most of them are regular people who happen to have practiced some really killer saving and money management habits.
Broke Millennial: Stop Scraping By and Get Your Financial Life Together – Erin Lowry
If you’re in your 20s or 30s and have no idea where to even start when it comes to personal finances, then Broke Millenial may be the answer for you. Geared towards young adults, the book is essentially an easy to understand guide for those sick of feeling financially clueless. It discusses everything from the emotional aspects of money management to strategies for investing and retirement planning.
You Are a Bad*ss at Making Money: Master the Mindset of Wealth – Jen Sincero
Free yourself from the bad financial habits that are holding you back in a fun way with New York Times bestseller Jen Sincero. Drawing on her own experiences, Sincero uses humor and candor to present a series of money management obstacles that many of us struggle with without even realizing it. You’ll learn how to stop sabotaging your own dreams while having a lot of fun along the way with this cheerful read.
Why Didn’t They Teach Me This in School: 99 Personal Money Management Principles to Live By – Cary Siegal
Have you ever noticed that despite everything they teach you in high school, it’s still entirely possible to graduate without ever learning how to open a checking account? Author Cary Siegal is out to fix this flaw in the education system with this handy guidebook that covers everything about money you wish you’d learned in school. Throughout the book, there are 99 Personal Money Management Principals to Live By, but they’re broken up into 8 broader lessons. As opposed to some of the wordier financial books you may be used to, this one is all about cutting right to the bottom line of every principal you’ll learn.
Financial Freedom: A Proven Path To All The Money You Will Ever Need – Grant Sabatier
As they say, time is money. Author Grant Sabatier, who went from having less than $3 to over a million in 5 years, completely understands this. That’s why he’s developed a guide to helping you master and utilize wealth enhancing personal finance habits as quickly as possible. Throughout Financial Freedom, you’ll find tips on everything from life strategies to money management to investing as you learn how to make more money while putting in less time.