Social Security was designed as a supplement to pensions and retirement savings. But in today’s world, most employers no longer offer company-funded benefits– and many people are retiring on social security alone. Living on a budget that small can be difficult, but it’s doable. Check out our recommendations for the best cities to live on a tight budget (and still have fun).

Cape Coral-Fort Myers, Florida

When most people think retirement, they think Florida. Cape Coral makes that dream possible. With land adjacent to the Caloosahatchee River, the Gulf of Mexico, or one of the dozens of canals, most retirees can afford waterfront property. And with a median rent of $1,169 a month, it’s not going to break the bank.

Abilene, Texas

Abilene has an old-west feel with a contemporary vibe–and its low cost of living, plus abundant parks, zoos, and cultural attractions make it one of the top places to live in the U.S. With an average grocery cost of less than $300 per month, you can expect to live well on a tight budget.

Portland, Maine

Portland might be a little chillier than the average retirement locale, but they make up for it with innovative restaurants, a thriving art scene, and an amazing ocean view. Maine as a whole boasts the lowest cost of living in New England, and renters age 65 and older can expect to pay about $770 per month in rent in Portland.

Madison, Wisconsin

There are dozens of reasons to retire to Madison (not including the countless lakes and waterways). It’s not only been voted one of the healthiest places to live in the U.S., but also best for personal finance, best for college sports, and best small city. And with a median rent just over $800 a month, it’s affordable, to boot.

Retire Overseas

As a retiree, you can live anywhere you want, so why not go on an extended vacation? Many overseas locales, such as the Las Terrenas, Dominican Republic and Abruzzo, Italy welcome ex-pats with open arms–and they’re often more affordable than many stateside cities. With monthly expenses of $1,500 or less, you can afford to live well and explore a foreign nation.