Healthcare Costs

Sage Oak

It’s no mystery that healthcare costs can rack up later in life. The best way to prevent these potential bills is to transition into a healthy lifestyle for 30 days or more, reducing your risk of some of the most costly healthcare expenses.

Here’s how to save nearly $100K in future healthcare costs and why preventative care is the best way to save.

Why Preventative Care?

For one, unhealthy lifestyle choices can have a negative effect on your current financial situation. Not to mention, healthcare costs usually reach their highest past retirement age. It’s better (also a lot easier) to make the following healthy changes now rather than pay tens of thousands of dollars later.

Reduce The Risk Of Heart Disease ($3,000 – $38,501 Saved)

Reduced risk of heart disease all boils down to the following healthy lifestyle choices:

  • Avoiding tobacco products
  • Choosing healthy foods
  • Exercising regularly
  • Staying at a healthy weight
  • Handling stress responsibly

As if these weren’t easy enough, dropping these habits will also benefit you financially in the immediate future:

  • Not using tobacco products saves $1,610 to $3,750 per year.
  • Eating healthy meals saves families an average of $14 per meal versus fast food.

Cancer Prevention ( $19,901 – $60,885 Saved Per Annum)

You can easily reduce the risk of cancer by doing the following:

  • Not using tobacco
  • Staying at a healthy weight
  • Drinking a limited amount of alcohol
  • Getting screened for cancer and/or Hepatitis C regularly
  • Protecting skin from the sun

These should be no problem, as some even carried over from choices that help reduce the chance of heart disease.

Prevent Chronic Lower Respiratory Diseases ($6,000 Saved)

Chronic lower respiratory diseases not only be uncomfortable, but costly as well. You can easily avoid these by integrating the following habits into your lifestyle:

  • Exercising regularly to improve breathing
  • Avoiding smoking
  • Addressing allergic conditions
  • Getting vaccinated to avoid respiratory infections
  • Avoiding home and workplace air pollutant, lung irritants, and dust as much as possible

Total Savings ($29,000 – $105,000 Saved)

By adopting these healthy lifestyle choices, you can save anywhere from $29,000 to $105,000 in the long run. And that’s on the low end, as cancer prevention savings were calculated per annum. 

Think of it this way: over the course of 30 days, you could be saving at least $1,000 per day by choosing a healthy alternative.