Stocks are commonly seen as the easiest way for people to start investing. Today, there are even apps like Acorns that automatically invest for you. Real estate is another preferred option, and it’s a more hands-on process, which is something that many people appreciate. Read on for pros and cons of both to decide how to make the most of your money!

Why Choose Stocks?

With stocks, exchange-traded funds (ETFs) are a popular choice, acting as a bundle of stocks that are purchased as one. Kind of like when you buy a home and car insurance through one company. Mutual funds are similar, except they’re managed by another person or group, which can alleviate stress or anxiety caused by undertaking the stock game yourself.

Penny Stocks List

Stocks are easy to buy and sell, which is probably their greatest benefit. You can also expect to gain at least 10% on stock investments. Not too shabby!

The Benefits Of Real Estate

Investing in real estate is much more involved but it can have hefty payouts. Becoming a landlord guarantees a regular monthly income through renting. Buying and “flipping” houses can mean big bucks. If you want to get into commercial real estate, you can do so by owning an office building, but be ready to divvy out the dough (and time) if going down this road.

Real estate investing can deliver some pretty positive results. You can benefit from crazy tax deductions, have a steady cash flow via rental payments, and maintain complete control over your investment. Instead of unpredictable stocks, you are entirely responsible for managing your investment and controlling its value.

Decisions, Decisions

There are a few make-or-break factors that can help you decide where to put your money. Stock values can increase or decrease quite quickly, and you could lose your entire investment. Be wise in how you invest and which stocks you choose. Expect to hold on to them for an extended period of time to weather short-term volatility and reap big rewards.

Atomic Insights

When investing in real estate, you’re ultimately responsible for your money. You can’t sell instantly, and the costs of getting into the investment game are much higher. While the unpredictability is considerably lower than with stocks, you need to be able to read the housing market and make sure your investment is safe.

Now that you know the basics of both, which one will you choose?