Paying off debt can be overwhelming and challenging. Especially when you have several accounts to tackle and you don’t know where to start. Fortunately, there are many resources available to help you through the process. What’s even better is that a lot of these resources can be accessed right in the palm of your hand.


Mint is a one-stop shop for all of your financial needs. Budgeting, bill management, and monitoring your spending can all be done from this one site. Additionally, paying off your credit card debt is a specific goal that Mint is ready to help you with. Just link your credit card account(s) and Mint will calculate how much you will need to pay per to be done with the debt.


Tally is cool because it is more than just a debt management tool. Tally actually extends a line of credit to you. It pays the most money towards your card with the highest interest rate and it also pays the minimum balance on the rest of your cards. Instead of you paying those creditors directly you will now pay back the line of credit from Tally. Like with most lines of credit you must qualify. You will need a minimum FICO score of 660, and to meet other eligibility requirements that they have in place.


ChangED is for individuals with student loan debt. Which is probably all of you who are reading this. For this app to work you must sync your bank account. It rounds your purchases to the nearest dollar. The difference is deposited into a separate account. Once that account balance reaches $100 a payment is automatically made to your student loan. This is definitely the perfect app when you need to tackle overwhelming student loan debt!

Debt Free

Debt Free is the perfect app if you want to explore different strategies for paying off your debt. It focuses on the snowball method, but it also has other strategies that it can introduce to you until you find the best fit for your lifestyle. It also offers calculators, payment notifications, and more. Unfortunately, though, this app is only available on iPhone.

Credit Card Payoff

Credit Card Payoff helps you get debt free by putting you on a schedule. Set the goal as to when you would like to have the debt paid off and the app will calculate how much you need to pay monthly to make it happen. The app even has different repayment options that you can compare until you decide which is best for you. This app is exclusively for Android operating systems.