New Year’s resolutions always come with the best intentions, but for one reason or another, you often don’t follow through. This year, take on a manageable goal that will make you feel great and accomplished. Saving money is always a good idea and there’s never a wrong time to start. Here are a few tips to help you save money quickly.

Round up the change

There are a few apps on the market now that will automatically round-up the change from each transaction and put it into the linked account of your choice. If you spend $22.50 at the grocery store, for example, the app will charge you $23.00 and the additional 50 cents will automatically be deposited into your bank account. It’s a quick and automatic way to save on every transaction you make.

stevepb / Pixabay

Utilize an online savings account

Some online savings accounts have a higher annual percentage yield than traditional banks. Take a look at a few different banks and see how they compare to yours. According to the national average, you can save an additional 1.5% in some cases. This can quickly add up throughout the year.

Bump up the contributions to your 401(K)

Contributing a little more to your 401(K) every month can add up when you’re ready to retire. Simply adding an extra $25 every two weeks, for example, can add up to over $50,000 during retirement if you start in your 20s. It’s a small amount that you won’t miss daily, but you’ll be very grateful you did it in the long run.

Cancel old subscriptions

Chances are, you have some old subscriptions that you know longer use. From magazines and newspapers to music, you’re likely paying more than $10 a month for services you no longer use. It’s time to take a look at your credit card statement and see what all of your monthly charges are. Those little cuts can make a big difference.

Take advantage of cash back programs

Earning cash back or rewards points on credit cards or loyalty programs is an easy way to save money. Essentially, the cash you get back is free money for the purchases you’ve made. Once you receive the cash back, stash that money away into savings and it can add up pretty quickly.