Travel credit cards that are actually worth it
Not all travel cards are created equally
- Discover the best travel credit cards on the market.
- Earn miles, free hotel stays, and more.
- Find a travel credit card that fits your lifestyle.
Credit card rewards are more competitive than ever. This is great for the consumer who wants to earn cashback or other perks while they spend. Perhaps the most intriguing reward credit cards on the market today are travel credit cards. These cards, often partnered with airlines and hotel chains, offer premium benefits for those who are willing to spend.
So, how do you know which travel credit card is the best? Here are some top contenders we love.
The best travel credit cards
When considering the best travel credit cards, two options stand out: Chase Sapphire Preferred and Capital One Venture Rewards.
Chase Sapphire Preferred is the most flexible card when it comes to redeeming rewards, with a generous sign-up bonus to match. New members will receive 60,000 points after spending $4,000 on purchases in the first three months the account is open. Those bonus points translate to $750 in travel rewards if you redeem them through the Chase Ultimate Rewards portal.
Cardmembers earn 2X points on travel and dining and 1 point on all other purchases. The best part? Your points are worth an extra 25% more when redeemed through the Chase portal. Chase has partnered with several airlines and hotels, such as Southwest, United, British Airways, Hyatt, Marriott, and more, which will get you cheap flights and accommodations. The annual fee for this card is $95 with no foreign transaction fees.
The Capital One Venture Rewards card is an easy way to flat-rate travel rewards. New cardholders reap a 50,000-mile bonus once they spend $3,000 on purchases in the first three months the account is open. That’s $500 in travel rewards in your pocket. All purchases earn 2X miles and you can get 10X miles on certain hotel purchases.
This card also offers a $100 credit to apply for Global Entry or TSA Precheck. Your rewards won’t expire, and there’s no limit on how many you can earn. This card doesn’t charge foreign transaction fees. You won’t pay the first year’s annual fee, but it’ll be $95 from then on.
Where travel credit cards and lifestyle meet
When considering a travel credit card, you should always be conscious of fees. Make sure the rewards you could reap are actually worth the price of the annual fee. This may require spending more, so take a close look at how much travel spending is in your budget.
Annual fees for travel credit cards are usually around $95. Some cards will offer no annual fee, which is great if you can’t spend enough to earn substantial miles and other rewards. If you’re a global traveler, make sure to look out for pesky foreign transaction fees. These can be up to 3% of every single transaction made abroad.
Make sure the rewards you could reap are actually worth the price of the annual fee. This may require spending more, so take a close look at how much travel spending is in your budget.
Overall, travel credit cards can offer great rewards for the right spender. Who knows where your travel credit card perks will take you.
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